The Future of Small Business
is At A Crossroads
Small business financing is essential for American prosperity.
Innovations are emerging that could help unlock financial inclusion by finally closing small businesses’ gap in access to responsible capital.
But a rise of irresponsible lending practices
risks carrying small business financing down
the path taken by the subprime mortgage market
in the lead up to 2008.
Misleading pricing, unaffordable underwriting, and debt-trap products threaten small businesses, responsible lenders, and our opportunity for an inclusive economy.
The Responsible Business Lending Coalition is protecting small businesses and turning the business lending market towards healthy competition and innovation by:
The Small Business Borrowers’ Bill of Rights is an industry/nonprofit consensus on the standards for lending responsibly to small businesses.
Lenders, brokers, and leaders across the market are adopting standards of the Small Business Borrowers’ Bill of Rights.
The Responsible Business Lending Coalition works to pass state and federal laws that empower small business owners with protections and catalyze growth of responsible financing options.
Small business owners 
are saving billions of dollars in unnecessary financing costs, enabling them to build generational wealth in their families, and jobs and prosperity in their communities.
